
Specialized & Program-Based Lending
Precision Financing for Complex Transactions
​
Certain transactions require specialized programs, regulatory compliance, or non-standard borrower profiles. These solutions demand experience, documentation discipline, and program knowledge.
​
Wrenfield Finance assists borrowers navigating these structures with clarity, discipline, and realism.
​
Common Use Cases
-
Transitional real estate financing
-
Government or agency-backed programs
-
Institutional or mission-driven borrowers
​
Included Solutions
-
Bridge Loans
-
HUD & FHA Programs
-
Church & Non-Profit Financing
-
Franchise Loans
​
Complexity is not a barrier when structure leads.
​
Specialized & Program-Based Lending FAQs
What are bridge loans?
Bridge loans are short-term financing used to move a borrower from one capital event to the next. They are designed for transition, not permanence.
​
What is the difference between HUD loans and FHA commercial loans?
HUD programs commonly support multifamily or healthcare projects, while FHA programs can support a broader set of government-backed commercial structures. Program rules and documentation standards are central.
​
How does church financing differ from traditional lending?
Church and nonprofit financing emphasizes organizational stability, governance, and cashflow rather than profit metrics. Lenders often review leadership structure and giving history.
​
Are franchise loans easier to obtain?
A strong franchise brand can help, but approval still depends on operator strength and financials. Underwriting remains disciplined.
​